Summary 1 Probability is a mathematical measure of how often an event will occur; If the odds are tiny (one to a million), the probability is tiny, almost zero How to convert odds to probability and odds to a probability To convert from a probability to odds, divide the probability by one minus that probability So if the probability is 10% or 010 , then the odds are 01/09 or '1 to 9' or 0111Death vs Disability The truth is that during the course of your career, you are three and a half times more likely to be injured and need disability coverage than you are to die and need life insurance Fact At no age is the risk of death greater than the risk of becoming disabled Likelihood of disability over death before age 65 Age
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